Finance Advices

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Aug 11, 2009 4:31PM EDT

Jeff S. commented on a post

Time For a Plan Review by Mike Bonacorsi

"I can add a few more areas:6. Do you have 3 to 6 months in emergency fund?7. Always head toward debt-freedom 8. Are you withholding too much payroll tax? Study IRS tax policy to minimize your lifetime . . ." more

Jun 25, 2009 5:00PM EDT

Jeff S. replied to a comment by Mike Bonacorsi on Working Without a Net-The Disappearing Pension

"One major point that I forgot to make is being totally debt-free. Mortgage and all. This and the emergency fund are the crux of my retirement plan. " more

Jun 25, 2009 3:46PM EDT

Jeff S. replied to a comment by Mike Bonacorsi on Working Without a Net-The Disappearing Pension

"Most people regardless of what retirement plans are available to them, do not, in general, save enough. They are too busy buying things they can't afford, using money they don't have, to impress people . . ." more

Jun 25, 2009 1:38PM EDT

Mike Bonacorsi commented on a post

Working Without a Net-The Disappearing Pension by Mike Bonacorsi

"Hi Jeff , Thanks for the comment I agree the db plan is on it's way out. Some seen to think a hybrid plan may be the solution. And agreeing with you again education is the big first step." more

Jun 25, 2009 11:14AM EDT

Jeff S. commented on a post

Working Without a Net-The Disappearing Pension by Mike Bonacorsi

"I have a very low expectation that defined benefit program has any future for the significant majority of the working labor force in the forceeable future. My expectation is that the government . . ." more

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